2026 BMW X1
$479/mo
| Lease | $729/mo | 39 mo |
| Finance | 2.99% | 60 mo |
| Cash | N/A | |
| Loyalty | N/A | |
| Conquest | N/A |
| Trim | Lease | Term | Due at signing | APR | Cash | Loyalty | Conquest | Expires |
|---|---|---|---|---|---|---|---|---|
| 530i xDrive Sedan | $729/mo | 39 mo | $6,409 | 2.99% · 60 mo | — | — | — | — |
| 530i xDrive Sedan | $729/mo | 39 mo | $6,409 | — | — | — | — | — |
BMW is publishing 2 national offers on the 5 Series.
Shoppers have a choice here: $729 per month to lease, or 2.99% APR to finance. Those are rarely stackable, so the decision usually comes down to how long you intend to keep the vehicle.
The advertised lease has risen $80/mo since last month.
Manufacturers do not publish their own offer history. We record every month, so you can see whether today’s number is a good one.
Figures are the best publicly advertised national offer we recorded each month. We only chart months we were tracking that brand, so a line starting mid-chart means we began following it then — not that the offer appeared then.
The best advertised national lease is $729 per month on a 39-month term with $6,409 due at signing. That figure is for a specific trim and assumes tier-one credit approval; your payment will differ with region, credit tier, taxes, and dealer fees.
BMW is advertising 2.99% APR financing on the 5 Series. Promotional APRs require approved credit through the manufacturer's finance arm and usually cannot be combined with cash incentives — you generally choose one or the other.
Over the 5 months we have tracked it, the advertised lease has moved to $729/mo, up from $649/mo. A rising payment usually means support is being pulled back, so waiting may cost you.
No. In 1 of the months we tracked, BMW published no national lease program on this model at all. Manufacturer support comes and goes, which is why a month with an advertised payment is worth acting on.
Probably not exactly. Advertised national payments assume a specific trim, approved tier-one credit, and a set mileage allowance, and they exclude tax, title, registration, and dealer fees. Regional programs can be better or worse than the national one. Treat the figure as a benchmark to negotiate against, not a quote.
Offer terms are reproduced as published by the manufacturer. Availability, eligibility, and expiry vary by region and dealer. Confirm current terms with a franchised dealer before you buy or lease.